Section 75 Claims

Understand whether Section 75 protection could apply to a credit-funded purchase, with advice from solicitors in Billericay, Essex.

About Section 75 Claims

Section 75 of the Consumer Credit Act can make a creditor jointly liable for a supplier's breach of contract or misrepresentation in qualifying transactions. Eligibility depends on the credit arrangement, the price and the relationship between the parties. It is different from a card scheme's chargeback process.

Key Points

  • Keep the credit statement and purchase agreement.
  • Record the supplier's breach or misleading statement.
  • Check eligibility before assuming the card provider must refund you.

How We Can Help

We review how the purchase was financed and the evidence supporting the complaint. We help explain the claim to the credit provider and assess the available next steps if responsibility or the amount claimed is disputed.

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Ready to Get Started?

Contact our consumer law team for specialist advice on your section 75 claims matter.